Affordable Emergency Care for Everyday Heroes through MediCard H.E.R.O. Plan

MediCard Philippines (MediCard), a leading health company and the health arm of AIA Philippines, formerly Philam Life and the domestic arm of multinational life insurer AIA Group, jumpstarts the year with MediCard H.E.R.O. (Health Emergency Response On-Demand) a specially developed healthcare plan designed to deliver expanded emergency care and hospitalization when urgent situations require confinement. As everyone is a hero to someone, whether to a colleague, a family member, or a friend, this plan is crafted with the growing gig economy and underserved market in mind, ensuring affordable access to emergency coverage for more Filipinos.

 

“With the booming gig economy, MediCard wants to ensure that every Filipino has access to affordable, comprehensive emergency coverage anytime — especially for those who need it most. MediCard H.E.R.O. is designed to give peace of mind during urgent and unforeseen situations,” said Julian Mengual, MediCard CEO.

 

MediCard H.E.R.O. offers an essential safety net for individuals who often face medical emergencies without financial support, such as delivery riders, Transportation Network Vehicle Service (TNVS) drivers, freelancers, informal workers, even solo parents, and others who want to secure healthcare protection for themselves and their families.

 

For a one-time payment of PHP 6,000 (equivalent to PHP 17 a day), MediCard H.E.R.O. provides annual coverage for 32 select emergency and non-trauma cases including but not limited to cases such as accidental chemical poisoning, animal bites, and drowning, with coverage provided at over 600+ MediCard-accredited hospitals, including **first-class facilities, subject to applicable inner limits, and up to an Annual Benefit Limit (ABL) of PHP 60,000. This ensures that everyday heroes can access quality emergency care without breaking the bank.

 

Whether you’re showing up for your family, your community, or the people you work with every day. MediCard H.E.R.O. is here to make sure that the heroes around us, including you, never face emergencies alone. Because emergencies can happen anytime, securing yourself means peace of mind for you and your family. Everyday heroes deserve their own H.E.R.O. Plan. Apply today at https://www.medicardphils.com/healthcare-programs/ and receive your virtual card via email. Learn more about MediCard and its other healthcare plans by visiting www.medicardphils.com.

 

*Any condition outside the listed 32 select emergency and non-trauma cases are not covered.

**Asian Hospital and Medical Center, Cardinal Santos Medical Center, Makati Medical Center, St. Luke’s Medical Center – Global City, St. Luke’s Medical Center – Quezon City and The Medical City

 

 

 

 

About MediCard Philippines, Inc.

MediCard Philippines, Inc. (MediCard) is a health company that provides comprehensive and accessible services to individuals, families, small and medium-sized enterprises (SMEs), and large corporations. With a strong and trusted presence across the Philippines, it connects members to a vast network of accredited clinics, partner hospitals, and medical and dental professionals.

Driven by its mission to make healthcare more inclusive and within reach, MediCard continuously innovates to uphold its commitment to helping Filipinos live healthier, longer, and better lives. Its wide range of health plans and wellness programs are designed to meet the evolving needs of its members, ensuring quality care and peace of mind.

 

About AIA Philippines

AIA Philippines (AIA Philippines Life and General Insurance Company Inc.) formerly AIA Philam Life (The Philippine American Life and General Insurance Company), is the country’s premier life insurance company. Originally established on 21 June 1947 and became popularly known as Philam Life, AIA Philippines has earned the trust of customers for its financial strength, strong brand name, and ability to deliver on its promises.

AIA Philippines has PHP 257.76 billion in total assets and PHP 57.35 billion in net worth as of 31 December 2024 while serving nearly 1.2 million individual policyholders and nearly 800,000 insured group members. AIA Philippines understands the needs of its customers and provides holistic solutions that include life protection, health insurance, savings, education, retirement, investment, group, and credit life insurance. It also offers bancassurance through its subsidiary, BPI AIA Life Assurance Corporation (formerly BPI-Philam Life Assurance Corporation).

Based on the unaudited reports submitted to the Insurance Commission as of 31 December 2024, the combined total premium income of AIA Philippines and BPI AIA was at PHP 29.77 billion. AIA Philippines is a member of AIA Group Limited, the largest independent publicly listed pan-Asian life insurance group.

AIA Philippines and BPI AIA are regulated by the Insurance Commission.

 

About AIA

AIA Group Limited and its subsidiaries (collectively “AIA” or the “Group”) comprise the largest independent publicly listed pan-Asian life insurance group. It has a presence in 18 markets – wholly-owned branches and subsidiaries in Mainland China, Hong Kong SAR(1), Thailand, Singapore, Malaysia, Australia, Cambodia, Indonesia, Myanmar, New Zealand, the Philippines, South Korea, Sri Lanka, Taiwan (China), Vietnam, Brunei and Macau SAR(2), and a 49 per cent joint venture in India. In addition, AIA has a 24.99 per cent shareholding in China Post Life Insurance Co., Ltd.

The business that is now AIA was first established in Shanghai more than a century ago in 1919. It is a market leader in Asia (ex-Japan) based on life insurance premiums and holds leading positions across the majority of its markets. It had total assets of US$345 billion as of 31 December 2025. 

AIA meets the long-term savings and protection needs of individuals by offering a range of products and services including life insurance, accident and health insurance and savings plans. The Group also provides employee benefits, credit life and pension services to corporate clients. Through an extensive network of agents, partners and employees across Asia, AIA serves the holders of more than 44 million individual policies and over 16 million participating members of group insurance schemes.

AIA Group Limited is listed on the Main Board of The Stock Exchange of Hong Kong Limited under the stock codes “1299” for HKD counter and “81299” for RMB counter with American Depositary Receipts (Level 1) traded on the over-the-counter market under the ticker symbol “AAGIY”.