Home Credit Secures Leadership Roles in CCAP to Drive Consumer Protection and Credit Responsibility

 Home Credit Philippines expands its leadership in the Credit Card Association of the Philippines (CCAP), advocating initiatives in collections quality and fraud prevention to protect Filipino consumers

 

Home Credit Philippines is reinforcing consumer protection, responsible credit use, and fraud prevention through an expanded leadership role in the Credit Card Association of the Philippines (CCAP), an organization that brings together financial institutions to promote safer credit practices for Filipinos.

 

CCAP recently appointed Cyrus Ching, Home Credit’s Late Collections Quality Assurance Manager as the 2026 Collections Committee Chairman. In this role, Ching represented Home Credit together with Atty. Jude Romano, CCAP Corporate Secretary and Home Credit’s Head of External Affairs at the association’s annual planning session in Taipei to help shape the industry’s roadmap for the coming year.

 

“Taking on this role allows Home Credit to share our best practices in operational discipline with the industry,” said Cyrus Ching. “Our focus is to ensure that collections processes remain empathetic and effective, ultimately helping Filipinos manage their financial obligations with dignity.”

 

Home Credit’s deepening involvement follows a year of significant contributions to the association. In 2025, Andrew Raymond Fernandez, HCPH Head of Digital Payments, chaired the CCAP Merchant Relations Committee. This consistent presence is mirrored by the company's performance; the Home Credit Collections Team has secured the CCAP Fellowship championship for two consecutive years (2024-2025), a testament to the company’s focus on high-performance standards and ethical collections.

 

Beyond leadership appointments, Home Credit is a vocal supporter of industry-wide safeguards particularly the #FightBudol and Pilipinas Fraud Awareness campaigns which are designed to equip the public against fraud tactics. Home Credit recognizes that these efforts are increasingly important as social engineering tactics and digital fraud risks continue to evolve.

 

“As a BSP-regulated institution, we believe that making credit accessible must go hand-in-hand with making it safe,” added Atty. Jude Romano. “Our partnership with CCAP ensures that we are not just providing financial products and services but also building a resilient ecosystem through financial wellness campaigns and robust fraud prevention.”

 

Home Credit Philippines is a financing company duly licensed and supervised by the Securities and Exchange Commission (SEC) and the Bangko Sentral ng Pilipinas (BSP).

 

For the latest updates from Home Credit  Philippines, visit its official website, www.homecredit.ph, or follow its official Facebook, Instagram, and TikTok accounts.

 

 

 

 

About Home Credit

Home Credit Philippines is the leading consumer finance company in the country, backed by Bank of Ayudhya Public Company Limited (Krungsri), the fifth largest bank in Thailand, and Security Bank Corporation, one of the most trusted and leading universal banks in the Philippines.

Now in its 12th year, Home Credit has served over 13 million Filipinos and financed more than ₱400 billion worth of loans through a diverse portfolio that includes installment financing, cash loans, credit cards, and Qwarta, a virtual spending limit.

Registered with the Securities and Exchange Commission and regulated by the Bangko Sentral ng Pilipinas, Home Credit continues to drive financial inclusion by expanding access to credit and transforming the consumer finance landscape. The company was named Best Finance Company of the Philippines in 2024 by the Asian Banking & Finance (ABF) Retail Banking Awards.

More information on HCPH is available at www.homecredit.ph.